These days, wage payment via ATM cards has become familiar with people. With many advantages, ATM cards has become an indispensable part in the modern society. However, the usage of ATM cards remains many difficulties.

Demand on cash surges on holidays, so overload often appears at ATM booths. Lately, on April 30 and May Day holidays, most of ATM system were broken down, owing to overload. Besides, power cut has taken place constantly, badly impacting on transactions via ATM cards.

Quang said ‘my company pays wage via ATM cards, ATM machines are also installed near my company but I can not withdraw money, owing to blackout’.

Solutions needed

Many said that banks should install more ATM to solve the present overload. However, the installment of ATMs needs a large amount of money. The best way is that banks must ensure good operation of ATM system.

The broken down ATM machines has appeared on holidays and in the end of months. The banks blamed for overload but the broken down often takes place in ordinary days.

Another solution is that banks should cooperate together to create advantages of money withdraw for ATM cardholders. Wage payment via ATM cards is a modern way but banks need to assure safety and advantage for ATM cardholders.

Reported by T.Phuong – Translated by A.C